Insurance Law

Decision

Capstone Building Corporation v. American Motorists Insurance Company

  •      
    • Subscription Required

Unintended construction defects may form the basis of an "occurrence" or "accident" under commercial general liability policies.

Decision

Kemper Independence Insurance Co. v. Stasiewski

  •      
    • Subscription Required

Absent evidence that a lawyer will be a necessary witness at trial, a court can deny a motion to disqualify the lawyer.

Decision

Guarino v. Allstate Property and Casualty Insurance Company

  •      
    • Subscription Required

In the 1993 case of Buell v. American Universal Insurance Company, the Connecticut Supreme Court determined that where there has been no finding of liability, pursuant to the language of §38a-334-6(d)(1) of the Regulations of Connecticut State Agencies providing for reduction of policy limits for amounts paid "by or on behalf of any party responsible for the injury," an insurer may nonetheless reduce the insured's underinsured motorist coverage limits by amounts made in settlement of the insured's claims against other tortfeasors.

Decision

Amica Mutual Insurance Co. v. Given

  •      
    • Subscription Required

Use of a motor vehicle two or three times per week to run errands can qualify as "regular use," for purposes of an exclusion in a motor-vehicle insurance policy.

Decision

Chicago Title Insurance Company v. Bristol Heights Associates, LLC

  •      
    • Subscription Required

As explained in the 2009 Appellate Court case of Double G.G. Leasing, LLC v. Underwriters at Lloyd's, London, absent "a reasonable excuse, when an insured fails to comply with the insurance policy provisions requiring an examination under oath and the production of documents, the breach generally results in the forfeiture of coverage?"

Decision

Dellavolpe v. 21st Century Pacific Insurance Co.

  •      
    • Subscription Required

A motorcyclist, who allegedly is injured by an unidentified driver and who has insurance only for his motor vehicle, may not be entitled to recover uninsured-motorist benefits.

Decision

Geico General Insurance Co. v. Tibolla

  •      
    • Subscription Required

An insurance company may not be required to defend or indemnify an operator who lacked permission to drive or a reasonable belief that he had permission to drive.

Decision

The Travelers Home and Marine Insurance Co. v. Zachs

  •      
    • Subscription Required

A homeowner's alleged conduct in harboring and concealing a fugitive for two decades may not qualify as an accident or occurrence.

Decision

Scottsdale Insurance Co. v. R.I. Pools

  •      
    • Subscription Required

An insurance policy may include defects in the insured's own work within the category of an "occurrence" or "accident."

Decision

Kuntz v. Liberty Mutual Fire Insurance Co.

  •      
    • Subscription Required

If a policyholder is injured in a motor-vehicle accident and requests underinsured-motorist benefits, an insurance company may subtract the amount the policyholder receives as a result of workers' compensation.